Detached House for sale at 560 Penny Lane, Waterloo, Ontario, N2T 2L3 - MLS: X13477594

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560 Penny Lane

Waterloo, Ontario, N2T 2L3 -

$629,900

Neighbourhood
Major Intersection

Baker

Listed Since: 5 day(s)
Last update: 4 day(s) ago

Overview

Property Type

Detached, 2-Storey
Bedrooms

3
Bathrooms

3
Basement

Full + Finished
Kitchen

1
Total Parking

3 (1 Attached Garage)
Lot Size

33.52x119.55 (Feet)
Taxes

$4,597.00 (2026)
Type

Freehold

Property Description

Property description for 560 Penny Lane, Waterloo

Welcome to this beautiful two-storey home in the highly sought-after Westvale neighbourhood of Waterloo! Offering a functional traditional layout and numerous updates throughout, this move-in ready home is perfect for families and professionals alike. The main floor features a spacious kitchen, a bright and inviting living room with a stunning vaulted ceiling, and patio doors leading to your private, fully fenced backyard complete with an elevated deck-ideal for relaxing or entertaining. Upstairs, you'll find three generously sized bedrooms filled with natural light, including a primary bedroom with convenient built-in cabinetry. The fully finished basement provides additional living space, a second bathroom, and a large laundry room. Recent updates include an owned hot water heater (2025), water softener (2023), air conditioner (2024), many updated windows (2017), and more. Conveniently located close to schools, parks, groceries, shopping, restaurants, cafés, and everyday amenities, this is an exceptional opportunity to own a well-maintained home in one of Waterloo's most desirable communities. Book your private showing today!

Listed by McIntyre Real Estate Services Inc.

Property details

MLS #

X13477594
Sq. Ft

1100-1500
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

31-50
Pool

None
Drive

Pvt Double
Garage

Attached, 1 spaces
Total Parking

3
Family Room

N
Den

N
Exterior

Brick Front
Fireplace

N
Roof

Asphalt Shingle
Foundation

Poured Concrete
Elevator

n/a
Water View

n/a
Laundry Level

Lower
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

MLS #

X13477594
Sq. Ft

1100-1500
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

31-50
Pool

None
Drive

Pvt Double
Garage

Attached, 1 spaces
Total Parking

3
Family Room

N
Den

N
Exterior

Brick Front
Fireplace

N
Roof

Asphalt Shingle
Foundation

Poured Concrete
Elevator

n/a
Water View

n/a
Laundry Level

Lower
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

Breakfast

2.31 x 2.48 ft Main level
Dining

2.67 x 2.43 ft Main level
Kitchen

2.53 x 3.32 ft Main level
Living

4.37 x 3.44 ft Main level
Primary

4.83 x 3.77 ft 2nd level
2nd Br

3.79 x 3.0 ft 2nd level
3rd Br

3.77 x 2.85 ft 2nd level
Rec

6.91 x 4.2 ft Bsmt level
Laundry

2.34 x 2.15 ft Bsmt level

Contact Manoj Kukreja

Sales Representative,
Century 21 People’s Choice Realty Inc.,
Brokerage
(647) 576 - 2100

Local Real Estate Price Trends for Detached in Waterloo

Active listings

157

Average Selling Price of a Detached

May 2026

$962,175

Last 3 Months

$977,340

Last 12 Months

$937,245

May 2025

$1,090,745

Last 3 Months LY

$1,054,782

Last 12 Months LY

$990,266

Change

-12%

Change

-7%

Change

-5%

Historical Average Selling Price of a Detached in

Average Selling Price

3 years ago

$1,111,119

Average Selling Price

5 years ago

$1,027,862

Average Selling Price

10 years ago

$439,316

Change

-13%

Change

-6%

Change

119%

Number of Detached Sold

May 2026

Last 3 Months

Last 12 Months

May 2025

Last 3 Months LY

Last 12 Months LY

Change

-8%

Change

12%

Change

32%

How many days Detached takes to sell (DOM)

May 2026

Last 3 Months

Last 12 Months

May 2025

Last 3 Months LY

Last 12 Months LY

Change

18%

Change

16%

Change

20%

Average Selling price

Inventory Graph

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Closing Cost Total for this property

Total Cash flow for purchasing this property

Purchase Price

First time home buyer

Down Payment($)

Down Payment(%)*

Additional information

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registration Fee's

$164

Title Insurance

Closing Cost Total

Total Cash flow for purchasing this property

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registarion Fee's

$164

Title Insurance

Purchase Price

Down Payment($)

Down Payment(%)*

First time home buyer

* A down payment of less than 20% is permitted only for first-time home buyers purchasing their principal residence. The minimum down payment required is 5% for the portion of the purchase price up to $500,000, and 10% for the portion between $500,000 and $1,500,000. For properties priced over $1,500,000, a minimum down payment of 20% is required.

Contact Manoj Kukreja

Sales Representative, Century 21 People’s Choice Realty Inc., Brokerage
(647) 576 - 2100

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